Friday, July 24, 2009

Work from home job or business?

Most people that I have talked to want a work from home job. Something they can do from home and collect a paycheck. The only problem is that these are few and far between. I see ads all the time for "Typing Job at Home" and not a single one of them have actually been a job. In fact most of them were a scam wanting me to re post an ad much like the one I responded to. Several of these "jobs" wanted me to pay a membership or list fee to be able to work for them. See where this is going? A job will NEVER ask you to give them money. Period. If any job asks you to pay them for a membership, list, software etc., I can pretty much guarantee you it is a scam and you should run the other way...FAST! There are companies that will pay you to do work from home for answering phone calls, etc. We will touch base on those in another post.

The most common at home incomes are from home businesses. There are a lot of them out there to pick from . Here are just a few examples of at home party businesses (also called direct sales).

Candle Parties
Adult Parties
Book Parties
Scrapbook Parties

There are also "Consultant" businesses which may or may not have parties depending on the consultants desire to do so. Cosmetics or Beauty supply companies often have websites that you can order straight from . (Mary Kay, Avon and a ton of new Mineral Makeup companies.)

The one thing to keep in mind when it comes to a business is that there is usually an investment to get you started. This will sometimes cover your catalogs, bags, forms, and sometimes inventory. You need to make sure that you have all information about fees that you will continue to incur, such as website fees etc. Commissions for home business that you are a consultant for can range from 10% up. The most I have seen personally is 55% commission. One thing that these types of businesses encourage is building a team or "down line" in which you make money off of the person you sign up. You can then also make money on your "Second down line" which are people that signed up under the person that you signed up.

The one type of business that I stay clear of are the ones that immediately want names and contact info for all of your friends and family. I once spoke with a wellness company that wanted me to rep for them, and I was turned off the second I was asked to give info for my family and friends. I also have found that some companies want you to personally spend a certain amount of money each month on their products for your own personal use. If you don't buy their products you cannot be a consultant for them.

I would strongly encourage if not demand that everyone really check out the company that they are looking at becoming a Rep for. Read the fine print, ask as many questions as possible and if it seems too good to be true, it probably is.

There are a lot of great companies that you can rep for. I have been a rep for a few myself. I was able to set my own hours, schedule parties when I wanted to and I made great money. It was a lot of work, but you will never make money if you don't put forth a real effort.

I will touch base on starting your own business not affiliated with another company in another post.

Survey Companies that I use along with info on each.

American Consumer Opinion is one that I have used for the last couple of years. I get a survey by email every month or so. I have usually been paid $5 for each survey that I have completed, which is sent by check in the mail. I don't have a link to their site, but type in American Consumer Opinion in the search engine and you can check it out.

InboxDollars has several ways to earn. I stick to the 100% free offers, Cash Surveys and Paid emails. I receive emails from them daily. I also check the site often for new free offers and surveys. Their cash out amount is $30, which is just right for my liking. That's a treat for my kids or a movie for my husband and I.

www.inboxdollars.com/?r=ref5741551

I recently started with CashCrate. They are similar to InboxDollars. They have Cash Surveys, Points and Research Studies. Payout is at $20. This is one a I said in my previous post, that you can earn money for quizzes. Follow the instructions to get to your quiz score. You are not obligated to sign up for ANY offers but you have to click on a certain amount of offers to get to your score. Click the offer to bring it up and if you are not interested, click "skip" or "no" depending on the question.

http://cashcrate.com/1433218

There are a few sites that I use. I will give you more sites to check out at another time. A little piece of advice if you are considering surveys: Make an email address just for your surveys. you will get a lot of email. I usually open some of them and remove myself from their list. I learned this the hard way when I first started, now I may get 20 emails a day, most of which are to the sites I am signed up with. a small percent is for their advertisers.

Can you really make money with surveys?

This is one I really want to touch base on. I have seen many blogs about making money with surveys and how much money they are making. So I decided to find out for myself if there really is money to be made with surveys.

The answer is Yes and NO. Great answer right? Let me explain. You can make money with surveys, but probably not as much as you think. I have signed up on several sites and have found that the way people are making larger amounts of money is by completing trial offers. In other words, you have to give a credit card number to take part in the trial and get paid by the survey company. You may even be sent a product to "try" in which case you may also have to pay for the shipping. IF you FORGET to CANCEL the trial, you will incur fees that are sometimes as much as $100 on up. Too risky for me. I have a busy house and even writing stuff down, chances are I would forget to cancel my "trial" and send my bank account into a tailspin.

These same sites do have 100% FREE offers, usually goofy little quizzes and short surveys. Most people do the quiz and realize that to get to the test results you have to sort through a few pages of "offers" to get to the end. I have figured out that you can get your credit to your survey account without having to bombard your email with products and offers that you will never use. You just have to pay closes attention to the directions for that particular survey. I also do the paid emails (also called GPT) where an email is sent, it is read, confirmed and I get paid for it. Its not a lot (the most I have been paid for an email is $0.50) but it does ad up. I also do full surveys that are emailed to me. They take anywhere from 15 to 40 minutes and pay $1 on up if you qualify for the entire survey. Lately I have qualified for quite a few, which has never happened before. (I'm not complaining as $5 here or there is a nice little perk)

There are also survey companies that work on a point system. For each survey you complete, you are given points. Points can be redeemed for gift cards, cash or prize. These are pretty decent, however, be prepared for it to take a while to get enough points for a bigger "prize."

In short there are a few companies that I will share with you to check out. The cash out amounts vary, but it could be worth it for play money. Maybe a dinner date? A Movie? Whatever you want to use it for, just don't get your hopes up that you will make tons of cash this way. Not unless you are willing to do trial offers. The blog after this one will have some links to a few of the sites I use. You are under no obligation to sign up. I just want to give you an idea of what some of these sites are. Payout information is usually under the FAQS section.

I want to help other moms

I want to be able to help other moms get information on making money at home. With so many options and scams out there, I want to share some tips and mistakes I have made along the way. I am a stay at home mom to 3 kids. I used to be in the workforce until my twins were born. When we found out daycare was going to cost at least $3000 per month, we knew there was no way I could go back to work. We also knew that it would be impossible to make it on one income in our area. My search began to find a way to make money from home.

I have tried several businesses, surveys and babysitting. I want to share with you what has worked, what hasn't and what I am currently trying.

Please bookmark this blog, as I will update it often. I am also starting a website within the next week or so, which will have info on things moms want to know, from diapers to college, to working from home, I want to have a site that women can go to to get the info they need.